India-first money, done right

One app to
split the bill.track subscriptions.grow your savings.settle the trip.

Forgotten subscriptions. Trips no one settled. IOUs that never came back. Splitmybills brings every rupee into one place — split, tracked and settled over UPI, shared on WhatsApp. See where your money actually goes.

No credit card Free forever Made in India 🇮🇳
Dinner at ToitUPI · split
Total · split 3 ways₹3,200
PPriya₹1,067
AArjun₹1,067Pay
NNeha₹1,066Pay
Subscriptions3 due soon
This month · auto-debit₹1,968
Netflixin 2 days₹649
cult.fitin 5 days₹1,200
Spotifyin 9 days₹119
June · this monthSavings
Income
₹85,000
Spent
₹52,300
Saved
₹32,700
38%
▲ You kept 38% of your income this month
Goa trip · 8 friendskitty
Collected in the pool₹42,800
RRohittreasurer₹12,000
VVikrampaid₹8,500
● +6 contributed · everyone settled on WhatsApp
Loved across India

What people are saying

Flatmates, travel groups and office teams who stopped chasing money.

★★★★★

We use it every month for flat rent and electricity. The recurring expenses feature means we never have to manually enter it again. Huge time saver.

R

Rohit M.

Bangalore · Flatmates group

★★★★★

I had three OTT subscriptions I had completely forgotten about. splitmybills flagged the upcoming renewals before they hit my account. Cancelled two of them and saved ₹1,800 in one go. The renewal alerts are genuinely useful.

Ar

Arya T.

Chennai · Software Engineer

★★★★★

Went on a Goa trip with 8 friends. splitmybills tracked every expense and sent the settle-up on WhatsApp in one tap. No fights, no confusion.

P

Priya S.

Mumbai · Trip group

★★★★★

The spending analytics showed me I was spending ₹6,000/month on food delivery. That alone made me subscribe to Pro. Worth every rupee.

A

Arjun K.

Hyderabad · Personal tracker

Built for India 🇮🇳

Everything you need to split, settle, and share — the Indian way.

ProLearn more →

Subscriptions & Bills Tracker

Track every OTT subscription, loan EMI, and recurring bill. See renewal countdowns, monthly spend by category, and never miss an auto-debit.

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Income & Savings Tracker

Log your monthly income and see exactly how much you spent, saved, and what % of income you kept.

ProLearn more →

Restaurant Bill Split

Scan the receipt and auto-detect items. Assign dishes to each person for exact splits, or split veg/non-veg costs fairly across the group.

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Recurring Expenses

Auto-schedule monthly rent, electricity, or subscriptions so you never forget to log them.

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Trip Expense Tracker

One person pays for the group. Track kitty contributions, placeholder members, and settle only the true remaining amount.

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Expense Templates

Save frequent expenses as templates and add them in one tap — no retyping every time.

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Spending Analytics

Visualise spending by category and month with trend charts, donut breakdowns, and top expenses — for individual budgets and group splits alike.

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WhatsApp Share

Send a pre-filled payment request with a UPI link to anyone on WhatsApp — in one tap.

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UPI Deep Links

Tap "Pay Now" to open GPay, PhonePe, or Paytm directly. Settle instantly — zero fees, zero friction.

ProLearn more →

Receipt Scanner

Attach a photo of the bill to any expense and scan with OCR to auto-fill amounts.

Smart Splits

Split equally, by percentage, by exact amount, or by custom shares — handles every scenario.

Debt Simplification

Smart algorithm minimises the number of payments needed — fewer transfers to settle the whole group.

Secure Login

Sign in with your email — no passwords, no friction. Data is protected with end-to-end Row Level Security.

✦ Pro features are unlocked with the Pro plan. See pricing →

Ready to take control of your money?

Join thousands of Indians who split, track and settle — without the awkward IOUs.

No credit card · Free forever · Made in India 🇮🇳